Conventional wisdom to building wealth is to get a mortgage, buy a house, save some money, and retire in your 60’s with your colleagues.  However, not all of us are willing to follow the norm. Some of us, like many readers of this blog, want to buck the trend and achieve financial independence a little earlier.…

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This popular post about how we got out debt in 2008 is still highly relevant today.  Enjoy! If you read the about me section, you might have come by an article that explained where we financially started upon graduation from University. To summarize, we were majorly in debt (but not as bad as these guys).…

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This is a column by regular contributor Clark. What is a credit report and credit score? A credit report is the record of a consumer or organization’s borrowing and repaying history including applications to open an account (bank, credit card, mortgage, etc.), late payments and bankruptcy. It contains details about the institutions that have inquired…

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I imagine, from a parent’s perspective, the prospect of co-signing for a son/daughter’s credit card stirs up a number of emotions and thoughts. There could be number of reasons why a young adult might want/need a credit card, from paying their tuition, to purchasing a big ticket item like a second hand car or perhaps…

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