As a consumer, we are bombarded with advertisements for various products and it requires due diligence on our part to get the best value for the price we pay. Sometimes, despite our best efforts, we can be left with a lemon. Some people may be capable enough to make lemonade in such scenarios, while others…

Read More

In 2011, the number of seniors (people aged 65 and over) totaled 14.8% of the Canadian population. With the first baby boomers reaching the conventional retirement age of 65 in 2011, the retired pool of the population is expected to increase in the coming years. As more people retire, there is a good chance that…

Read More

The Canadian Youth Business Foundation (CYBF) encourages entrepreneurship and minimizes youth unemployment by offering resources to convert ideas into viable businesses. Their programs target people aged 18 to 39 and assist them through their business cycle from conception through implementation to expansion by serving as mentors and offering financial assistance. There are a number of…

Read More

Small business owners face a number of challenges to start and sustain an operation. One of the vital components to their success, apart from the typical key attributes, is their ability to obtain financing (unless they are among the fortunate few who have a windfall to kick start their entrepreneurial journey). The credit history plays…

Read More

This is the final post of the series on energy-efficiency programs and financial incentives. We will conclude the series by looking at offers for  Saskatchewan and Manitoba residents. Saskatchewan: SaskEnergy Programs Energy Efficient Rebate for New Homes This program is offered by SaskEnergy on behalf of the Ministry of Environment to SK residents who buy…

Read More
Community Volunteer Income Tax Program

Sometime back, I was talking to a colleague about income taxes in general and she mentioned that she must remember to set up an appointment with the local accounting firm and file her return before the income tax deadline. I inquired if she always used a tax professional and she answered in the affirmative. That…

Read More