Who doesn’t enjoy a nice, relaxing vacation? When you hear “mortgage vacation,” you probably imagine yourself lying on the beach, sipping on umbrella drinks. Although you have the vacation part right, you forgot the most important part – your mortgage. A mortgage vacation lets you skip paying your mortgage for a few months after you’ve…

Read More

Approximately six years ago I stumbled upon Million Dollar Journey and started to read faithfully. At the time, I had just started to practice law and was in reasonable financial shape but with no real sense of direction or sense of how I was doing. I remember FrugalTrader doing a monthly net worth post and…

Read More

Credit card fraud was discussed some time back but along similar lines and perhaps even more serious to the card holder, is debit card fraud. Although the piece of plastic used in both cases may be similar, stopping the use of credit cards is a common advice offered to debt-ridden consumers. As a result, if…

Read More

Editors Note:  This article was originally posted in 2011, but still highly relevant. “90% of putts that are short don’t go in.” – Yogi Berra Why are some people able to become wealthy relatively easily, when most people struggle with their finances? In Canada, about 1 person in 50 is a millionaire and in the…

Read More

GlobeInvestor Special Offer If you are a personal finance enthusiast, you are likely a follower of GlobeInvestor.com.  As of last year, they installed a pay-wall which adds a monthly fee for accessing their articles (you still get 5 free articles a month).  It typically costs $0.99 for the first month, then $19.99 for every month…

Read More

2013 has come and gone with over 120 articles published over the year.  A number of the articles were really popular with social media and/or traditional media so I thought I would bring them into the spotlight again. Here are the top Million Dollar Journey articles of 2013: Saving Money I updated my top free cash back…

Read More