The first wave of baby boomers are entering retirement – in 2009 seniors citizens only represented 14% of the population; that figure’s projected to nearly double to 24% in 2036. With nearly a quarter of the Canadian population entering retirement over the next two decades, it’s the perfect time to look at the option of…

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“Wide diversification is only required when investors do not understand what they are doing.” – Warren Buffett Probably the single most common incorrect quote in investing is: “Asset allocation determines 94% of your investment returns.” The quote refers to a study1 that is misquoted by both the investment industry to market simple investment strategies and…

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Mergers and acquisitions are common place in the business world.  Besides cash, or cash and share buyouts, there’s a common, yet controversial strategy, called the Leveraged Buyout (LBO) that private equity funds have been known to use. What is a Leveraged Buyout? A LBO is a way for one company or person to acquire another…

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As we have seen in earlier posts, a bond is a loan made to a government or corporation with the borrower obligated to pay back the principal with interest at maturity. The creditworthiness of the borrower (bond issuer) is reflected in the bond’s credit rating; the better the ability of the issuer to meet their…

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