This is a guest column by Steve Zussino. How I reduced my families phone bill to less than 10 dollars per month Communication is very important for my family. My wife and I live in Victoria, BC and our families both live in Ontario and we speak to them many times a week. It is…

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This is a column by our resident real estate expert Rachelle. I have been renting properties in the GTA since about 1997. Here are my hints and tips for selecting the best tenants. In our current market, if your place isn’t priced properly or is in bad condition you can look forward to bad tenants…

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A reader emailed me recently about the benefits and pitfalls of owning a rental property versus owning a dividend stock.  As both aren’t on a level playing field, I thought comparing owning investment real estate to owning a real estate investment trust (reit) would be a more fair comparison. Being a real estate investor was…

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As I mentioned in the Old Age Security (OAS) clawback article, a reader requested an explanation of the various seniors benefits in Canada.  While I’ve explained some income sources (oas and gis), lets get into a couple popular tax credits. Age Amount Tax Credit This tax credit, as the name suggest, is for seniors age…

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