You might have heard of fixed income ladders before, but what exactly are they, and why do you use them?  Well, you've come to the right place!  Today's article will feature fixed income strategies for those who are thinking about capital protection or cash flow during/before retirement. What is a bond/GIC ladder? A fixed income…

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Just a quick Saturday Post.  I picked this one up from the RedFlagDeals forums.  Below is a link to a pdf that contains a $10 off $40 purchase at Canadian Tire.  Great for picking up some of those clearance items they have every week.  Simply print it off and present it to the cashier, it…

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Fab, who is full of article ideas and a links for charity contributor, has suggested another topic, the financial advantages of contract work vs full time employment. I've thought about this issue before and these are the advantages/disadvantages that I could come up with.  Full Time Employment Advantages: Full benefits like health care, life/disability insurance,…

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To continue with yesterdays post on  How Credit Card Arbitrage Works, I will now dive into the offers available to Canadians, the returns, who exactly this strategy is best for, and my conclusions. Offers available In Canada, we are very limited in 0% balance transfer offers. The two offers that I know about right now…

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